Over 75% of Americans carry some form of debt—credit cards, student loans, medical bills, or mortgages. But debt doesn’t have to define your future.

At PPG, we offer strategies that may help you pay off your debt faster and regain control of your financial life—without resorting to bankruptcy. Imagine a future with fewer bills, less stress, and the freedom to pursue your goals with confidence.

Let’s explore options that could help you:

✅ Reduce interest and accelerate your payoff timeline

📈 Restructure financial priorities for long-term success

🔐 Create a plan that puts you back in control

A debt-free life isn’t just a dream—it’s a destination. Let’s work together to make it real.

In the past year, nearly half of loan applicants were denied—highlighting just how difficult it can be to rely on traditional lenders. But there’s a powerful alternative that many of the wealthy have used for decades: the Infinite Banking Concept.

This strategy allows you to create your own financial system—one where you're not just a borrower, but the banker. By leveraging properly structured life insurance policies, you can build a private reserve of capital that grows over time and gives you greater control, flexibility, and financial independence.

What could this mean for you?

💳 Access funds without traditional loan approval

📈 Build wealth while maintaining liquidity

🔄 Create a system of financial self-reliance

Let’s explore how you can use this time-tested strategy to put your money to work—and build a legacy on your terms.

According to a recent AARP study, 1 in 4 adults over 50 believe they may never retire. That eye-opening statistic reflects the growing uncertainty around financial security in retirement.

At PPG, we believe retirement should be a season of freedom—not financial stress. Whether you're nearing retirement or just starting to plan, we’ll help you explore dependable savings vehicles tailored to your goals and lifestyle.

Let’s talk about solutions that can help you:

💼 Build consistent retirement income

🛡️ Protect your savings against market volatility

📊 Enjoy tax-advantaged growth opportunities

Retirement isn't just about leaving work—it's about living with purpose, comfort, and confidence. Let’s make sure you're ready.

Retirement statistics are sobering: fewer than 1 in 20 Americans retire with $1 million in total assets, and only 3.2% reach that milestone in dedicated retirement savings. But what if you could flip the script—not just for yourself, but for the next generation?

Introducing the "Million Dollar Baby" concept: a forward-thinking strategy where parents and grandparents use specially designed savings plans, like cash-value life insurance, to build wealth that grows tax-deferred over decades. By starting early, this approach empowers children with financial security, opportunity, and a strong foundation for the future.

Why it works:

⏳ Early contributions mean exponential long-term growth

🛡️ Built-in protection with flexible access to funds

🧒 Leaves a legacy of confidence and financial literacy

Give your child or grandchild more than just love—give them the gift of financial freedom.

According to a 2024 LIMRA study, over 102 million Americans are underinsured—a sobering reminder of how many families may be financially vulnerable if tragedy strikes.

At PPG, we help individuals and families assess their coverage needs and shop the marketplace for term life insurance solutions that are both affordable and effective. Whether you're starting a family, building wealth, or planning for the unexpected, we’re here to guide you toward coverage that fits your life.

Let’s help you:

📊 Determine the right amount of coverage for your specific situation

🔍 Explore a wide range of carriers and competitive rates

✅ Secure peace of mind for your loved ones

Life is unpredictable—but protecting your future doesn’t have to be. Let’s start the conversation and find the right plan for you.

Nearly 1 in 2 Americans own life insurance—but not all coverage is created equal. From term policies to whole and universal life plans, each type serves a different purpose. The key is knowing what fits your unique financial goals and family needs.

At PPG, we help you review your current coverage, assess long-term objectives, and determine if permanent life insurance is the right addition to your financial strategy.

Here’s what we’ll help you do:

🧾 Compare term vs. permanent coverage side-by-side

💰 Understand how permanent insurance builds cash value over time

🛡️ Discover how it can support legacy planning, retirement, or future expenses

Let’s take a closer look at your current policies and make sure your protection grows as your life does.

According to the CDC, accidental deaths rank as the 3rd leading cause of death in the U.S. While no one likes to think about the worst-case scenarios, preparing for them is a critical part of protecting your loved ones and your financial future.

If your employer doesn’t offer Accidental Death and Dismemberment (AD&D) insurance, we’re here to help you explore coverage options that provide peace of mind when life takes an unexpected turn.

Here’s what AD&D coverage can offer:

💔 Financial protection in the event of accidental death or severe injury

🧾 Lump-sum payouts to help cover expenses, loss of income, or medical costs

🛡️ Affordable plans tailored to your lifestyle and needs

Take control of your coverage and safeguard what matters—because accidents don't send warnings.

According to recent data, only 17% of people have pre-need funeral plans in place. That means many families are left scrambling to cover costs during an already difficult time—sometimes turning to fundraising platforms like GoFundMe just to honor final wishes.

At PPG, we believe your legacy should include relief, not responsibility. Final expense insurance helps ensure that your loved ones are not burdened financially while mourning your loss.

With thoughtful planning, you can:

💵 Cover funeral and burial costs in advance

🕊️ Ease emotional and financial stress for your family

📜 Ensure your wishes are honored with dignity and care

Let’s create a plan that brings clarity today—and comfort tomorrow.

A recent statistic shows that 73% of Americans pass away with an outstanding mortgage—leaving their loved ones with emotional grief and financial uncertainty. Without protection in place, families may be forced to sell the home quickly, often under pressure, just to cover remaining debt.

Mortgage protection insurance helps ensure your family has the choice to stay in the home you’ve built together—without the stress of a financial fire sale.

Here’s how it can help:

🛡️ Pay off the remaining mortgage in the event of death

🧾 Maintain stability during a challenging time

🌳 Preserve your family's lifestyle and future plans

Your home is more than a property—it’s a legacy. Let’s make sure your family can keep it.

According to the American Cancer Society, 88% of people diagnosed with cancer are age 50 or older, and 40% of individuals will face a cancer diagnosis at some point in their lifetime. These numbers are more than statistics—they're a call to action, especially for those with a family history of cancer.

Cancer insurance can provide a financial safety net to help cover unexpected costs—so that a diagnosis doesn’t become a financial crisis.

Here’s how cancer insurance can help:

💵 Cover out-of-pocket expenses not included in traditional health plans

🚑 Support costs related to treatment, travel, and lost income

🛡️ Provide peace of mind for you and your family during a challenging time

If you have a personal or family history of cancer—or just want to plan proactively—let’s explore coverage options that fit your life and help protect your future.

When serious illness strikes, the physical and emotional toll is often matched by a financial one. More than 10% of hospital patients are critically ill, and shockingly, 1 in 4 do not return home. These sobering facts underscore the value of planning ahead—not just for yourself, but for the people who depend on you.

Critical illness insurance helps cover the unexpected costs that come with conditions like cancer, heart disease, stroke, and more—so you can focus on recovery, not your bank account.

Here’s how we can help:

🧩 Bundle critical illness coverage with your existing policies as a rider

📋 Explore stand-alone plans that include this benefit from the start

💸 Get lump-sum benefits you can use however you need—medical bills, lost income, or family support

Health challenges don’t wait for the “right time.” Let’s put a safety net in place today, so you have one less thing to worry about tomorrow.

It’s projected that 70% of individuals over age 65 will need some form of long-term care (LTC)—yet too many wait until it’s too late to prepare. By age 70, certain coverage options may no longer be available or affordable, making early conversations not just wise, but essential.

At PPG, we help you explore solutions that provide financial support if care is ever needed—whether it’s home assistance, skilled nursing, or facility-based care.

Planning now helps you:

📋 Secure coverage while you’re eligible

🏠 Maintain independence and control over care decisions

💵 Protect your retirement savings and family assets

Let’s have the conversation today—because waiting could mean missing out on critical protection tomorrow.

Statistics show that 70% of family-owned businesses fail to transition successfully after the owner's passing—often due to a lack of preparation. Without a continuity plan, decades of hard work and family legacy can be lost in a matter of months.

At PPG, we help you build a business continuity strategy that protects your enterprise, your employees, and the future of your vision. Whether you’re planning for succession, protecting key personnel, or ensuring your operations can continue smoothly, we’re here to guide you.

A sound continuity plan can help you:

📝 Define clear roles and responsibilities for succession

💼 Protect ownership interests with proper insurance solutions

🧑‍🤝‍🧑 Minimize disruption to staff and clients during transitions

Let’s make sure your business thrives—today, tomorrow, and for generations to come.

Did you know that 1 in 4 individuals entering the workforce today will experience a disability before retirement? It's a startling statistic—and a reminder that your ability to earn an income is one of your most valuable assets.

While Social Security Disability Insurance (SSDI) exists, it's often limited in scope and approval can be challenging. That’s why planning ahead with private disability income protection can make all the difference.

Here’s how we can help:

🔍 Identify coverage options that fit your lifestyle and profession

💰 Provide income replacement if illness or injury prevents you from working

🔒 Give you peace of mind knowing your financial obligations are covered

Don’t leave your future to chance. Let’s build a plan that keeps your income—and your life—moving forward, even when the unexpected happens.

Did you know that only about ⅓ of small businesses offer group life insurance to their employees? In today’s competitive job market, offering robust benefits isn’t just appreciated—it’s expected.

At PPG, we work with businesses like yours to design affordable, attractive group life insurance plans that help you recruit top talent and retain your most valuable team members. Whether you're a small startup or a growing enterprise, our solutions are tailored to fit your team’s needs and budget.

Why offer group life insurance?

🏆 Boost your appeal to prospective employees

🔄 Increase retention with meaningful benefits

💵 Access cost-effective group rates for quality coverage

Let’s connect and build a plan that benefits your business—and the people who make it thrive.